Standard Terms
This service is operated by Redpoint Consulting Limited.
The services provided by Redpoint Consulting Limited ("Redpoint") through the Website ("Service" or "Services") and the use of the Website are governed by these Terms and Conditions ("Terms and Conditions"). By accessing or using the Services or the Website or by registering as a bidder ("Bidder" or "User"), you agree that
- You have read the Terms and Conditions,
- You understand the Terms and Conditions, and
- Your use of the Services and the Website will be in accordance with the Terms and Conditions.
If you do not agree to the Terms and Conditions, you may not access or use the Services or the Website.
The parties agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this contract or its subject matter or formation (including non-contractual disputes or claims)
The Terms and Conditions together with any additional terms and conditions specific to a particular auction constitute the entire agreement (the "Agreement") between Redpoint and User and replace any earlier version of the Terms and Conditions.
Redpoint may amend the Terms and Conditions at any time, at Redpoint's sole discretion, without notice. Any amendment of the Terms and Conditions will be displayed on the Website. Use of the Services and the Website constitutes an acceptance of the current Terms and Conditions.
Role of Redpoint.
Redpoint provides the Services and the Website only as a service for auctioneers ("Sellers") who offer for sale items and Bidders may may bid these items. Redpoint is neither a principal with interest in the transactions, nor an agent of Bidder or Seller. Redpoint does not make, and should not be construed as having made, any representation or warranty of any kind concerning any of the offered assets or offerings, including without limitation any representation or warranty regarding the quality, safety or legality of the offered assets, or the truth or accuracy of any offerings.
Redpoint makes no representation or warranty of any kind as to the ability of either Bidder or Seller to complete a sale in accordance with these Terms and Conditions or otherwise, and in accordance with any additional terms and conditions specific to a particular auction.
Redpoint does not have the power to transfer title of any assets offered by Sellers.
Redpoint may at its sole discretion to block any User who does not comply with the Terms and Conditions.
In the event of any dispute regarding any transaction conducted through use of the Services or the Website the User hereby releases Redpoint, its partners and subsidiaries, and their respective directors, employees, agents and successors in title and each of the foregoing, from any and all manner of action or claim and from any and all losses, damages, costs or expenses, including without limitation court costs and legal fees, which User may have against the Released Parties.
In particular, Redpoint shall not be held responsible for any loss, damage or cost or expense arising from the use of the Service, or in Redpoints' failure to provide The Service. The Service is not guaranteed to be error free or to be available at any time.
Auction House Terms
Texte en français après le texte en anglais.
Conditions of sale:
These general conditions, which are also available on the website https://www.maison-palombo-geneve.com/ , are deemed to be accepted without reserve by all and any person attending the auction sale or taking part to the auction sale. The general conditions may be amended orally or in writing by Cabinet Numismatique Maison Palombo ; such amendment would be referred to in the minutes of the auction sale. The French version of these general conditions shall prevail.
1. Checking the goods and mandatory registration:
Potential buyers
are required to check the goods put up at auction prior to the sale, notably
during the exhibition preceding the sale. Any potential buyer must register
with Maison Palombo prior to the beginning of the auction sale by filing and
signing a questionnaire and by showing his/her identity card or passport. The
potential buyer will then receive from Cabinet
Numismatique Maison Palombo a personal identification number allowing to
bid during the auction. The potential buyer will be responsible for all damages
resulting from any misstatement in the questionnaire.
Maison
Palombo will refuse granting the access to the auction sale for potential
buyers who will not have duly filed and signed the registration questionnaire
or who will have not provided Maison Palombo with a valid identity card or
passport. Maison Palombo reserves the right to refuse the access to the auction
sale to anybody for due reasons.
2. Representation:
Bidders are
deemed to act in their own name; they are personally liable to the payment of
the purchase price, of all costs, taxes and commissions in relation with the
goods they purchase. Bidders may however act in the name of a third party,
subject to the condition that their powers are documented through a proxy duly
signed by the third party and that the latter has been identified and accepted
by Maison Palombo.
3. Guarantee of Maison Palombo:
Descriptions
given in this catalogue are given in good faith. The authenticity of all coins
is guaranteed for the total purchase price, but we are no more responsible for
the quality or authenticity of slabbed lots if the slab is broken.
The population-numbers
of PCGS, NGC and PMG slabbed coins and banknotes are those at the time of writing the catalog.
They are listed according to the company who graded the lot.
4. Bidding:
The prices in the
catalogue are starting prices. The sale shall follow the sequence shown in the
catalogue, but the auctioneer keeps the discretionary right to change the
sequence shown in the catalogue and/or to split or join any goods and/or lots.
The auctioneer also keeps the discretionary right to withdraw any good or lot
from the auction sale, and/or to interrupt the auction sale. The bid made by a
bidder is irrevocable and definitive. It may not be withdrawn.
5. Auctioning:
The prices are in swiss francs. The highest bid gets the auction. Maison Palombo may accept
executing bid orders that will have been received by Maison Palombo before the
auction sale in writing. Where several bid orders have been received for the
same good or lot at the same amount, the first bid order shall prevail. In case
of litigation between two bidders, the auctioneer may cancel the sale for the
good or for the lot concerned and to put it immediately up for auction at the
price offered by the above mentioned bidders, any attendee being entitled to
bid again. Risks and profits will be transferred to bidder upon auctioning.
However, title passes to bidder only when the good or lot purchased is remitted
to bidder and when the full
payement is settled by bidder.
6. Payment:
Any bidder commits
to settle personally the auction price, as well as all and any cost to be borne
by bidder, as well as all taxes due in connection with the auction sale. In
addition to the auction price, bidder will have to remit Maison Palombo a 22.5%
commission on the auction price. Should the good or lot purchased be delivered
within the swiss territory, a 8.1% swiss VAT will also be due on the auction
price and on the commission as far as bank notes, medals and pieces in
platinum, silver, brass and any non-VAT exempt alloy are concerned.
The settlement
of auction price, costs, taxes and commission to Maison Palombo is due
immediately upon delivery or prior to the shipment of the good or of the lot
concerned, in cash, and in swiss francs. The auctioneer may levy a 1% monthly
interest on all amount still due after the delivery or after the shipment of
the good or lot purchased. Any taxes due abroad, including but not limited to
customs duties and taxes are to be fully borne buy bidder. Bidder must comply
with any customs regulations, foreign currency exchange regulations and any
other regulations abroad. Maison Palombo has no responsibility whatsoever for
any damage resulting from the breach of such regulations. Maison Palombo
accepts no responsibility for any damage, including damages resulting from the
action or inaction of employees and contractors.
7. The "droit de disposer du bien culturel" is established in avance of the auction by Maison Palombo, so bidders will not be able to request any document whatsoever from them.
8. Governing law and jurisdiction
All disputes and
differences will be settled under swiss laws, not including private
international laws, before the Geneva courts, whatever the country or place of
residence of the parties.
Conditions de vente
Les présentes conditions également accessibles sur le site www.maison-palombo-geneve.com/, sont réputées acceptées, sans réserve, par toute personne participant à la vente ou portant une enchère. Elles pourront être amendées par des avis écrits ou oraux qui seront mentionnés au procès-verbal de vente. Les présentes conditions de vente ont été établies en français et en anglais. En cas de divergence, seul le texte français fait foi.
Les acheteurs potentiels sont invités à examiner les biens pouvant les intéresser avant la vente aux enchères et notamment pendant les expositions. Tout acheteur potentiel doit impérativement remettre au Cabinet Numismatique Maison Palombo un formulaire d’enregistrement dûment complété et signé et présenter une pièce d’identité officielle. Il recevra alors un numéro personnel destiné à l’identifier, qui lui permettra d’enchérir. Toute fausse indication engagera la responsabilité de l’adjudicataire.
Toutes les indications et descriptions dans ce catalogue sont données en toute science et conscience. L’authenticité de toutes les pièces est garantie pour le montant d’achat total ; notre responsabilité quant à la qualité et l’authenticité des lots slabés n’est plus engagée dès lors que le slab est cassé. Les populations de monnaies PCGS, NGC et de billets PMG s’entendent au moment de la réalisation du catalogue. Elles sont recensées en fonction du gradeur lié au lot.
Les enchères suivent l’ordre des numéros du catalogue. Les prix figurant sur le catalogue servent de prix de départ. Le commissaire priseur se réserve le droit, à son absolue discrétion, de modifier l’ordre numérique du catalogue et/ou de séparer ou de joindre n’importe quel lot.Le commissaire priseur se réserve également à tout moment le droit, à son absolue discrétion, de retirer tout objet ou lot faisant partie de la vente ou de suspendre cette dernière.
La monnaie de référence est le franc suisse.
En sus du prix de d’adjudication, l’acheteur devra payer à la Maison Palombo une commission de 22.5% sur le prix de l’adjudication.
En cas de livraison en Suisse, un montant de 8.1% sur le prix de l’adjudication et sur la commission de vente sera prélevé, au titre de la TVA, pour tous les billets de banque, les médailles et les monnaies en platine, argent, bronze et autres alliages non exonérés de TVA.
Le paiement du prix d’adjudication, des frais, de tout impôt ou taxe et de la commission de la Maison Palombo est dû immédiatement, au comptant, et en francs suisses, lors de la remise ou avant l’envoi des lots acquis. Le commissaire priseur perçoit un intérêt moratoire de 1% par mois sur tout versement effectué postérieurement à la remise ou l’envoi des lots acquis.
7. Le droit de disposer du bien culturel est établi en amont de la vente
par la Maison Palombo. Les enchérisseurs ne pourront, par conséquent, obtenir
aucun document quel qu’il soit de sa part.
8 Droit applicable et for juridique
Tout litige relatif à la vente sera soumis à l’application exclusive du droit matériel suisse, à l’exclusion de ses règles de conflit de lois, et à la juridiction des Tribunaux du canton de Genève, quel que soit le domicile des parties.
Privacy Policy
1. Introduction
1.1 We are committed to safeguarding the privacy of our website visitors; in this policy we explain how we will treat your personal information.
1.2 By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.
2. Credit
2.1 This document was created using a template from SEQ Legal (http://www.seqlegal.com).
3. Collecting personal information
3.1 We may collect, store and use the following kinds of personal information:
(a) information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);
(b) information that you provide to us when registering with our website (including your email address, address, telephone number, other information);
(d) information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including [your name and email address]);
(e) information that you provide to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use);
(h) information contained in or relating to any communication that you send to us or send through our website (including [the communication content and metadata associated with the communication]);
(i) any other personal information that you choose to send to us;
3.2 Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with this policy.
4. Using personal information
4.1 Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.
4.2 We may use your personal information to:
(a) administer our website and business;
(b) personalise our website for you;
(c) enable your use of the services available on our website;
(e) [supply to you services purchased through our website;]
(g) [send you non-marketing commercial communications;]
(h) [send you email notifications that you have specifically requested;]
(i) [send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);]
(k) [provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);]
(l) deal with enquiries and complaints made by or about you relating to our website;
(m) keep our website secure and prevent fraud;
(n) verify compliance with the terms and conditions governing the use of our website ; and
(o) share information with individuals and organisations where fraud, attempted fraud, hacking or attempted hacking has taken place.
4.3 If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the licence you grant to us.
4.4 Your privacy settings can be used to limit the publication of your information on our website, and can be adjusted using privacy controls on the website.
4.5 We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party's direct marketing.
5. Disclosing personal information
5.1 We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers, auction house cleints or subcontractors insofar as reasonably necessary for the purposes set out in this policy.
5.2 We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.
5.3 We may disclose your personal information:
(a) to the extent that we are required to do so by law;
(b) in connection with any ongoing or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) [to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and]
(e) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.
5.4 Except as provided in this policy, we will not provide your personal information to third parties.
6. International data transfers
6.1 Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.
6.2 Information that we collect may be transferred to the following countries which do not have data protection laws equivalent to those in force in the European Economic Area: the United States of America, Russia, Japan, China and India.
6.3 Personal information that you publish on our website or submit for publication on our website may be available, via the internet, around the world. We cannot prevent the use or misuse of such information by others.
6.4 You expressly agree to the transfers of personal information described in this Section 6.
7. Retaining personal information
7.1 This Section 7 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.
7.2 Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.
7.4 Notwithstanding the other provisions of this Section 7, we will retain documents (including electronic documents) containing personal data:
(a) to the extent that we are required to do so by law;
(b) if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).
8. Security of personal information
8.1 We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.
8.2 We will store all the personal information you provide on our secure (password- and firewall-protected) servers.
8.3 All electronic financial transactions entered into through our website will be protected by encryption technology.
8.4 You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
8.5 You are responsible for keeping the password you use for accessing our website confidential; we will not ask you for your password (except when you log in to our website).
9. Amendments
9.1 We may update this policy from time to time by publishing a new version on our website.
9.2 You should check this page occasionally to ensure you are happy with any changes to this policy.
9.3 We may notify you of changes to this policy [by email or through the private messaging system on our website].
10. Your rights
10.1 You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to:
(a) the payment of a fee (currently fixed at GBP 10); and
(b) the supply of appropriate evidence of your identity [(for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current address)].
10.2 We may withhold personal information that you request to the extent permitted by law.
10.3 You may instruct us at any time not to process your personal information for marketing purposes.
10.4 In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.
11. Third party websites
11.1 Our website includes hyperlinks to, and details of, third party websites.
11.2 We have no control over, and are not responsible for, the privacy policies and practices of third parties.
12. Updating information
12.1 Please let us know if the personal information that we hold about you needs to be corrected or updated.
13. Cookies
13.1 Our website uses cookies.
13.2 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
13.3 Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
13.4 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.
13.5 We use both session and persistent cookies on our website.
13.6 The names of the cookies that we use on our website, and the purposes for which they are used, are set out below:
(a) we use cookies on our website to recognise a computer when a user visits the website / track users as they navigate the website / enable the use of a shopping cart on the website / improve the website's usability / analyse the use of the website / administer the website / prevent fraud and improve the security of the website / personalise the website for each user ;
13.7 Most browsers allow you to refuse to accept cookies; for example:
(a) in Internet Explorer (version 11) you can block cookies using the cookie handling override settings available by clicking "Tools", "Internet Options", "Privacy" and then "Advanced";
(b) in Firefox (version 36) you can block all cookies by clicking "Tools", "Options", "Privacy", selecting "Use custom settings for history" from the drop-down menu, and unticking "Accept cookies from sites"; and
(c) in Chrome (version 41), you can block all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Content settings", and then selecting "Block sites from setting any data" under the "Cookies" heading.
13.8 Blocking all cookies will have a negative impact upon the usability of many websites.
13.9 If you block cookies, you will not be able to use all the features on our website.
13.10 You can delete cookies already stored on your computer; for example:
(a) in Internet Explorer (version 11), you must manually delete cookie files (you can find instructions for doing so at http://windows.microsoft.com/en-gb/internet-explorer/delete-manage-cookies#ie=ie-11);
(b) in Firefox (version 36), you can delete cookies by clicking "Tools", "Options" and "Privacy", then selecting "Use custom settings for history" from the drop-down menu, clicking "Show Cookies", and then clicking "Remove All Cookies"; and
(c) in Chrome (version 41), you can delete all cookies by accessing the "Customise and control" menu, and clicking "Settings", "Show advanced settings" and "Clear browsing data", and then selecting "Cookies and other site and plug-in data" before clicking "Clear browsing data".
13.11 Deleting cookies will have a negative impact on the usability of many websites.
14. Our details
15.1 This website is owned and operated by Redpoint Consulting Limited.
15.2 We are registered in England and Wales under registration number [number], and our registered office is at The Stables, Hoarstone Court, Trimpley Lane, Bewdley, Worcs.
15.3 You can contact us by writing to the business address given above, by using our website contact form, by email to info@live-bidder.com or by telephone on +44 7971 883371.